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1. Instead of applying for Old Age Security (OAS) pension at age 65, Ralph is looking to defer it to age 70 as he could increase his monthly payments by 36%. His friend, George has decided to apply for his Old Age Security (OAS) pension at age 67 which would increase his monthly payments by 14.4%. Is the statement true or false?
Neha is looking to establish SMART goals as this would allow him to be in a better position to prioritize his financial decisions. Having a goal-setting focus helps in getting goals accomplished. The acronym SMART goals stand for: